Lofthouse Is Your Trusted Provider for Alachua, Bradford, Clay, Columbia, Gilchrist, Levy, Marion, Putnam & Union Counties

Today, it is not possible to purchase a NEW mobile home. Per the U.S. Department of Housing and Urban Development (HUD), the term “mobile home” refers to a factory-built home constructed before June 15, 1976 while “manufactured” and “modular” homes are factory-built after that date to higher quality and stricter Federal codes. The traditional mobile home dealer in your area is actually selling manufactured homes, and sometimes offering modular home options.   

As the demand for affordable housing rises, manufactured homes and modular homes are becoming increasing popular. While these two terms may seem similar, understanding the differences will help potential homeowners make informed choices. 

Construction

Manufactured homes are built entirely in a factory and transported to their final location. They are constructed on a permanent chasis as a single, or multi-section which allows them to be moved. Once on-site, the sections are married together in a final assembly and placed on a strong foundation.   There are multiple foundation options, but with affordability in mind, the typical set utilizes stacked concrete blocks which are more accurately referred to as concrete masonary unit (CMU) piers. These homes are typically made using steel frames and are subject to the federal HUD Code, which sets standards for construction, wind zone ratings and safety.

Modular homes are also factory-built but differ in their construction process. This often allows a more customized design with additional trim features at a higher price. After final assembly on-site, the home is placed upon CMU piers, a concrete pad, or a concrete wall (stem wall) foundation, depending on the total budgeted project cost.

Cost and Financing

Both manufactured and relatively higher priced modular homes offer affordability compared to traditional site-built homes. Financing options are available for manufactured homes, and modular homes may be eligible for conventional mortgages with lenders offering favorable terms.

Resale Value

When it comes to resale value across North Central Florida, both new manufactured and modular homes can increase over time.  This is due to their quality construction, as well as the appreciation of the underlying real estate.

Conclusion

Potential homeowners should visit the Lofthouse Sales & Design center in Newberry, FL – Call (352) 722-1111 – for help deciding which type of home best meets their needs and preferences for a more informed and satisfying home-buying experience.